Universal Life Insurance
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Description
Universal Life (UL) is a form of permanent life insurance. If your UL policy is in force at the time of the insured's death (second death for joint life policies), policy proceeds will be paid in accordance with the terms of the policy to the beneficiary you designate. UL policies offer a valuable death benefit and provide the opportunity to build cash values that you can borrow or withdraw.
With certain limits, you can choose the premium you wish to pay and this determines how the policy values develop. Each policy month, a monthly deduction to cover the cost of the insurance protection is deducted from the policy value. Transamerica was one of the first major companies to develop and promote universal life insurance.
With certain limits, you can choose the premium you wish to pay and this determines how the policy values develop. Each policy month, a monthly deduction to cover the cost of the insurance protection is deducted from the policy value. Transamerica was one of the first major companies to develop and promote universal life insurance.
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Universal Life Insurance
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