Restaurants
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Services of other enterprises
Description
Product Advantages
- Ability to add liquor liability in most states
- Ability to add assault & battery to most risks
- Availability of equipment breakdown coverage
- No liability deductible
- Eligibility Criteria
- Gross reciepts do not exceed $5,000,000
- Live entertainment subject to no pyrotechnic displays
- New ventures
- All cooking areas have approved automatic extinguishing systems
- Ineligible Risks
- Risks with off duty police officers, armed security guards or firearms on the premises
- Any mechanical riding devices, moon bounces, trmapolines, rock walls or foam machines
- Risks serving alcohol past the legally allowable time
- Building without at least two means of egress from any floor having public access
- Bankruptcy by the application in the past five years
- Aluminum wiring, knob in tube wiring, and not 100% on circuit breakers
- Any risk without fully functioning smoke detectors in alll public areas
- Any risk sponsoring "Teen" or "Under 21" nights or permit patrons under age 21 in a bar area after 10 pm
- Risks with plumbing not completely PVC or copper
- Any prior felony conviction for arson
- Risks with a smoker or barbeque pit within 20 feet of any building on in building, some self contained units are acceptable
- Risks without in force cleaing contracts for cooking equipment
- Risks in Alaska or Louisiana
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Restaurants