Personal Lines Insurance

Personal insurance covers everything from your home to your automobile, motorcycle, boat, inland marine (jewelry, fine art, silverware), recreational vehicles or your personal watercrafts (jetski, waverunner)! Remember when you're buying a personal lines product - all the policies are not created equal. If you look back to the very first homeowners insurance policies that were written well over 100 years ago they only covered one peril & that peril was fire - anything else happened to your house, the insurance didn't apply. The forms were later standardized by the Insurance Service Office (ISO). They are now regulated to a certain degree where every company now has the samebasiccoverage, however, beyond that the policies can differ widely on what they will and will not cover when it comes to settle a claim.

We offer coverage for all types of personal insurance including:

• Home & Auto
• Renters Insurance
• Umbrella
• Rental Properties
• Condos
• Motorcycles
• Boats / Jetskis
• Inland Marine (Scheduled Jewelry, Fine Arts, Musical Instruments, etc.)
• Flood Insurance

At Stafford insurance we take insuring your most valuable assets very seriously. It's always the worst time to find out that you don't have the coverage after the claim happens. We'll be happy to go over your coverages with you - make sure you have everything you need. Even more importantly, we'll make sure you have the liability insurance you need for protection from a lawsuit.