Personal Liability Insurance

We live in a society where lawsuits are quite common. If you think you are immune to a personal liability lawsuit, think again.

Auto, tenants and homeowners policies include liability coverage. Policy limits can vary, depending on a client's choice and the amount of protection needed. Often, clients choose lower limits without realizing that higher limits are available at a very reasonable cost.

Why are higher limits advisable? The cost of legal defense, and judgments can be an enormous hardship for anyone to assume. The peace of mind gained from protecting your hard-earned assets, your home and even your paycheck in the event that a catastrophic situation arises is well worth the minimal added cost.

If you are concerned that your underlying liability limits on your auto, tenants or homeowners policy might be exhausted, then a personal umbrella policy may be needed. An umbrella policy, just as it sounds, provides additional liability coverage over and above your primary policy limits. A typical umbrella policy provides $1 million of coverage; however, The Nathan Agencies can provide limits in substantially higher amounts