Permanent life insurance
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Description
Pays a designated beneficiary a sum of money upon the insured individual's death or other covered event, like terminal illness. Exclusions such as suicide, fraud, war, riot and civil commotion are often written into the policy. Term life insurance provides coverage for a defined number of years for a specified premium and does not accumulate cash value. Permanent life insurance remains in force until the policy pays-out and builds cash value that the policyholder can access.
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Permanent life insurance
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