Motorcycle Insurance

Stay Vertical With Cycle Insurance From GEICO

Of course you don't PLAN on crashing your bike or having it stolen but if bad luck gives you the nod, you'll be glad you have top notch cycle insurance coverage.

Having motorcycle insurance coverage benefits you, your bike and others on the road. Here is a rundown of the coverages included in a GEICO motorcycle insurance policy (in as simple terms as our lawyers will allow):

• Accessoriescoverage - if you carry comprehensive or collision coverage, your policy will include coverage for your accessories (coverage amounts vary by state). Accessories may include: saddlebags, backrests, seats, chrome pieces and CB radios. If needed, additional coverage can be purchased. Collision coverage provides protection for your helmet as well.
• Bodily injury liability coverage -insures you against certain damages if you injure or kill someone while operating your motorcycle and also provides you with a legal defense if another party in the accident files a lawsuit against you. We have multiple limits of protection from which to choose.
• Collision coverage - pays for covered damage to your motorcycle when it hits, or is hit by, another vehicle.
• Comprehensive physical damage coverage - pays for covered losses resulting from incidents other than collision - such as theft, fire or vandalism.
• Medical payments, No-Fault or Personal injury protection coverage - in most states you can select medical coverage for yourself and your passengers.
• Property damage liability coverage - insures you against certain damages caused to someone else's property while operating your motorcycle and provides you with a legal defense for such claims if another party files a lawsuit against you. We have multiple limits of protection from which to choose.
• Uninsured/Underinsured motorists coverage - pays for injuries caused by an uninsured driver in a crash that is not your fault.