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Life Insurance for Individuals order in Laguna Hills
Order Life Insurance for Individuals
Life Insurance for Individuals

Life Insurance for Individuals

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USA, Laguna Hills
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Below is a summary of available life insurance and annuity products for individuals:
Universal Life Insurance: Permanent life insurance with an adjustable death benefit and flexible premium payments. Premiums pay the cost of insurance protection and create cash value. Tax-deferred interest adds to cash value. Withdrawals and loans are available.

Term Life Insurance: Temporary life insurance for a specified period of time. If the insured dies within the term period, a death benefit is paid to the named beneficiary. Protection ends if the insured is still living at the end of the term period, unless the policy is renewed.

Instant Issue Term Life Insurance: Temporary life insurance for a specified period of time. Policy is applied for and issued instantly, while the client is in the agent's office. If the insured dies within the term period, a death benefit is paid to the named beneficiary. Protection ends if the insured is still living at the end of the term period, unless the policy is renewed.

Whole Life Insurance: Permanent life insurance that provides a guaranteed death benefit and guaranteed premium payments. Premiums pay the cost of insurance protection and create cash value. Tax-deferred interest adds to cash value. Loans are available.

Annuities: Retirement savings plans for tax qualified and nonqualified funds. Premium payments grow with tax-deferred interest. Withdrawals are available. Savings can provide a guaranteed income for life or for a specified period.

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Life Insurance for Individuals
Life Insurance for Individuals
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