Investment Planning and Management
With our comprehensive process we are able to create customized solutions to fit our clients' long term financial needs based on agreed upon assumptions. We achieve this through a team process whereby a CERTIFIED FINANCIAL PLANNER™ professional and the Asset Management team design a portfolio with short-term budgetary needs and long term goals in mind. This portfolio contains various asset classes designed to mitigate risk while still capturing upside potential in the framework of each individual situation.
The investment selection process is driven at a macro level by an investment committee that determines funds for use within model portfolios and then at a micro level by the asset management and financial planning team. Included below are examples of factors used to determine asset allocation for individual clients:
- Time Horizon
- Liquidity needs
- Risk Tolerance
- Current income needs
- Expected returns
- Desire for capital growth