Homeowners Insurance
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Description
Your Home and Personal Belongings Are Protected on a Named Peril Basis
If your home and possessions are damaged or destroyed by a covered loss, the settlement will be made on an "Actual Cash Value" basis.
You Can Purchase the Optional Home Replacement Cost Guarantee
If you purchase our optional Home Replacement Cost Guarantee, we will settle covered losses to your dwelling on a replacement cost basic if you repair or replace the dwelling, even if the cost exceeds your policy limit (subject to policy terms and conditions).
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Homeowners Insurance