Home Insurance

Your home is likely the center of your daily life as well as your most valuable asset. When your home is damaged or destroyed, you need your claim settled smoothly by an insurance company that understands this. Hettler Insurance Agency can help you find the homeowner's insurance that will meet your needs and provide a valuable combination of tailored coverage, quality service, and fair pricing.

We Insure All Kinds of Homes

Depending on where you live - a house, apartment, or condominium - in the city or out in the country, the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today!

Here a bit about what you need to know about homeowners insurance in Texas

Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it's a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it's a policy that covers only specified losses.

Hettler Insurance Agency is here to help you find the right insurance for your home

Whether you're a home or condo owner, a renter, or a landlord, Hettler Insurance Agency will work with you to find a home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.

Your home insurance policy is most often made up of the specific options you choose, so how much you'll pay for your policy depends on:

• What you select. Oftentimes homeowners insurance options are priced individually, so how much you'll pay for your policy depends on what coverages you buy.
• How much you want to cover. Higher deductibles usually lower your premium price by shifting part of the loss payment to you. The standard deductible for a home insurance policy is 1% of the insurance value on the home. If your home was insured for $150,000, you would be responsible for the first $1,500 (1%) of damage.
• Where you set your limits. You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.

Worried about a big liability suit and want to have better coverage? Consider an umbrella insurance policy that extends you home liability in increments of $1,000,000.

The Right Coverage. The Right Price. The Right Value.