General Liability Insurance
- Premises and Operation
- Fire Damage Liability (damage by fire to premises rented to insured)
- Personal and Advertising Injury
- Medical Payments
- Products/Completed Operations
You may want to consider a Business Owners Package (BOP), which combines your Liability, Property and other types of coverage into one comprehensive policy. This can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. Our team can tell you more about these plans and help you decide which makes sense for you.
LIABILITY INSURANCE
General Liability
For covered acts, provides protection for damages legally owed to others as a result of your business operations. Choose one of four amounts of coverage to cover claims of the following: bodily injury, property damage, personal and advertising injury.
Tenants Liability
Pays for property damage loss, for which you are legally liable, to premises rented to you, up to policy limits.
Medical Payments Coverage
Helps pay doctor bills for accidental injuries up to $10,000, even if the accident does not involve legal liability.
OPTIONAL LIABILITY INSURANCE
Employee Benefit Liability
Covers you for financial loss related to private employee benefit programs due to administrator's errors and omissions.
Nonowned/Hired Auto Liability
Covers you for exposures due to nonowned or hired commercial autos when no other auto policy exists (not available in all states).
Garagekeepers Insurance
Provides coverage for damage to your customer's auto when left in your care, custody, and control.
Liquor Liability
Provides coverage for injury and damages you are legally liable for as a result of selling alcoholic beverages.