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Flood Insurance order in Newburyport
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Flood Insurance

Flood Insurance

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USA, Newburyport
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Floods are the number one natural hazard in the United States, occurring on coasts, mountains, along rivers, and in towns and cities of all sizes. Regardless if you live in a low, medium, or high-risk flood zone area, everyone ultimately lives in a flood zone.

Flood insurance covers direct physical loss caused by "flood." In simple terms, a flood is an excess of water on land that is normally dry. Here's the official definition used by National Flood Insurance Program.

A flood is "a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:

  • Overflow of inland or tidal waters;
  • Unusual and rapid accumulation or runoff of surface waters from any source;
  • Mudflow*; or
  • Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above."
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