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Even though there are more dual-income households now than in the past (more than 60%), 58% of Americans say their incomes are falling behind the rising cost of living. (Pew Research Center, February 14, 2008)

The financial strain of disability is the leading cause of personal bankruptcies and mortgage foreclosures. (Health Insurance Underwriter, May 2008)

Close to 90% of disabling accidents and illnesses are not work related. (National Safety Council, Injury Facts, 2008 Edition)
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