Car Insurance
Bodily Injury Liability
Pays for damages that involve bodily injury to others for which you become responsible under law.
Property Damage Liability
Pays for damages to property of others for which you become responsible under law. This coverage only applies to accidents occurring outside the state of Michigan.
Personal Injury Protection
Pays for injuries to you and your family members regardless of who is at fault. It may also pay for the income you lose as a result of your injuries and for the financial support your dependants require should you die from your injuries.
Property Protection Insurance
Pays for damages, regardless of fault, done by your car to properly parked vehicles or fixed properties such as buildings or lamp posts. This coverage applies to those damages that occur in the state of Michigan.
Special Tort Liability
If you are involved in an accident in which you are considered more than 50% at fault, this coverage protects you for up to $400 toward another driver's collision deductible -- or if they do not possess collision coverage, up to $400 in damages.