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Business Auto Insurance order in Laguna Hills
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Business Auto Insurance

Business Auto Insurance

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USA, Laguna Hills
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Description

This type of insurance provides coverage for automobiles, trucks, and vans used for business purposes. Major coverages are the same as with personal auto insurance. Auto insurance policies pay for damages due to an accident, or damages caused by fire, theft, flood, and vandalism. It also provides liability coverage for injuries to people and property damage when you are at fault in an accident.

Is Business Auto Insurance Right for You?
There are many factors to consider. If you own or lease autos for your business you should have a Business Auto Insurance policy because your personal insurance may not cover losses. If you have an outstanding loan on your business auto, most lenders require comprehensive and collision. If you or your business owns the autos outright, then the decision should be based upon your business' financial reserves and the value of the auto. Is the value of the auto close to the premium paid for comprehensive and collision? Do you have liquid funds that could be used to replace the auto if destroyed or stolen? Can you buy another auto of this type?

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Business Auto Insurance
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