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Boat Insurance order in Fallston
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Boat Insurance

Boat Insurance

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USA, Fallston
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What you'll discover in this report:
  • Surprising secrets about what is and what is NOT covered in a standard Homeowner's Policy for your boat
  • Clear up the common confusion about the different kinds of "watercraft" insurance...most owners don't know this!
  • How to save money on boat insurance...
  • A special kind of insurance you may need to have...depending on what you do with your boat...
  • Insurance jargon demystified! What are you really getting? Find out here...

They are called pleasure boats or pleasure crafts, but, let's face it, sometimes they're a "pain." They are expensive, to say the least -- and potential danger comes with the pleasure.

They are, after your home(s) and maybe your car(s), possibly your most valued assets. You can choose to own and operate a boat, yacht or personal watercraft without insurance (although some marinas and yacht clubs won't let you dock your craft unless you have coverage). However, that's not a very smart choice.

* Note. If you have a homeowner's insurance policy you may have some coverage for your watercraft but it is very, very minimal. A typical homeowners policy may pay up to $1,000 or $1500 to repair damage to your boat, but -- guess what? -- that damage has to occur while the boat is at your home. This is not exactly the kind of coverage you need on a watercraft. In addition, there may be some liability coverage, but it depends on the size of your engine --- normally only outboard engines of 25 hp or less.

You could gamble and not buy insurance for your watercraft, but that's a big gamble. You're risking not only losing or severely damaging the boat in an accident, but possibly your other assets if your boat causes damage and/or injuries to other boats and/or boaters.

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